
Credit Agricole, S.A., CAI, and CAINY are hereby assessed and shall pay to the Board of Governors a civil money penalty in the sum of $5,000,000 pursuant to section 8(i) of the FDI Act (12 U.S.C. l818(i)) for failure to comply with the Written Agreement, and for engagement in unsafe and unsound practices as a result of Credit Agiicole’s faihre to maintain accurate and complete books and records for all of CAINY’s operations.